LFI Connect Series

<?xml version="1.0" encoding="UTF-8"?>
<!-- ISO 20022 Green Tag Template: RENE (Renewable Energy) -->
<!-- ECCB IPS Compatible — August 2026 Go-Live -->
<!-- Compliant: GCF AMA §6.1(b), MDB Joint Methodology 2021, ECCB Prudential Standard July 2024 -->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.10"
          xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <FIToFICstmrCdtTrf>
    <GrpHdr>
      <MsgId>GCFT-RENE-{LOAN_ID}-{TIMESTAMP}</MsgId>
      <CreDtTm>{ISO_DATETIME}</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <SttlmInf>
        <SttlmMtd>CLRG</SttlmMtd>
        <ClrSys>
          <Cd>ECCU-IPS</Cd>  <!-- ECCB Regional IPS Data Rail -->
        </ClrSys>
      </SttlmInf>
    </GrpHdr>
    <CdtTrfTxInf>
      <PmtId>
        <InstrId>GCFT-{LOAN_ID}</InstrId>
        <EndToEndId>RENE-{LOAN_ID}-{TERRITORY}</EndToEndId>
      </PmtId>
      <PmtTpInf>
        <SvcLvl>
          <Cd>SEPA</Cd>
        </SvcLvl>
        <CtgyPurp>
          <!-- ✅ GCFT Climate Purpose Code: Renewable Energy -->
          <Cd>RENE</Cd>
        </CtgyPurp>
      </PmtTpInf>
      <Amt>
        <InstdAmt Ccy="XCD">{LOAN_AMOUNT_XCD}</InstdAmt>
      </Amt>
      <Dbtr>
        <!-- PII anonymized per ECCU DPPA 2026 §14(3)(b) -->
        <Nm>{SHA256_HMAC_BORROWER_NAME}</Nm>
        <Id>
          <OthrId>
            <Id>{SHA256_HMAC_ACCOUNT_NUMBER}</Id>
            <SchmeNm><Cd>TXID</Cd></SchmeNm>
          </OthrId>
        </Id>
      </Dbtr>
      <DbtrAgt>
        <FinInstnId>
          <BICFI>{LFI_BIC_CODE}</BICFI>  <!-- e.g. RBTTLCLC for RBC Saint Lucia -->
          <Nm>{LFI_NAME}</Nm>
          <PstlAdr>
            <Ctry>{TERRITORY_ISO2}</Ctry>  <!-- LC, GD, DM, AG, KN, VC, MS, AI -->
          </PstlAdr>
        </FinInstnId>
      </DbtrAgt>
      <!-- ✅ GCFT Climate Metadata Extension -->
      <SplmtryData>
        <PlcAndNm>GCFT-ClimateMetadata</PlcAndNm>
        <Envlp>
          <GCFTClimateTag>
            <PurposeCd>RENE</PurposeCd>
            <SolarKWp>{SOLAR_KWP}</SolarKWp>          <!-- e.g. 6.5 -->
            <CO2AvoidedKg>{CO2_AVOIDED_KG}</CO2AvoidedKg>  <!-- calculated by GCFT -->
            <GridEmissionFactor>0.72</GridEmissionFactor>  <!-- Barbados 2025 BEREC factor -->
            <ProjectGPS>{GPS_COORDINATES}</ProjectGPS>    <!-- WGS84: 13.1600,-61.2248 -->
            <GCFEligible>true</GCFEligible>
            <ImpactTokenId>{DCASH_IMPACT_TOKEN_ID}</ImpactTokenId>
            <ECCBPrudentialRef>ECCB-PS-CER-2024-07</ECCBPrudentialRef>
            <MDBMethodologyRef>MDB-JM-2021-§4.2</MDBMethodologyRef>
          </GCFTClimateTag>
        </Envlp>
      </SplmtryData>
    </CdtTrfTxInf>
  </FIToFICstmrCdtTrf>
</Document>